Other third party providers in Australia can cover psychology sessions, but the details vary by provider. You can check with your agency or institution for more information. How it usually works is similar to that of a private health insurance provider, which pays a set percentage or benefit towards the cost of the service (in some cases, all of the cost) and you pay the rest (if applicable). Waiting periods, benefits, and limits vary by provider. Some agencies require approval from applications. Please discuss with us if you require a report or application completed to support accessing funds from a particular agency.

Akbay Psychology accepts self-managed National Disability Insurance Scheme (NDIS) participants. Please see further below.

For Victorian residents: Akbay Psychology accepts clients using these agency providers: Transport Accident Commission (TAC), WorkSafe (Work Cover), and Victims of Crime Financial Assistance Scheme (VOCFAS), which may still require a GP referral. Akbay Psychology does not bill these agencies directly and must be self-managed by the client, i.e. full fees are paid to Akbay Psychology at the time of appointment, and you process the claim directly with the relevant agency provider using our invoice/receipt. Please refer to these agencies first if this is possible, and Akbay Psychology will not be liable for delivering services to clients with agencies who will not accept self-managed claims.

Other Third Party Providers

You may be eligible for the Medicare Benefits Scheme (MBS) under the Better Access Initiative for mental health support by discussing with your GP about a personalised mental health care plan. A Medicare mental health care plan, also called a "GP Mental Health Treatment Plan (MHTP)", allows eligible Australians to access up to 10 individual and 10 group sessions with a registered psychologist each calendar year, with a referral from their doctor, enabling them to claim a Medicare rebate for a portion of the cost of their therapy sessions with a psychologist; essentially providing subsidised mental health care through Medicare (Medicare Rebate, as highlighted above). To find out more, please visit the Better Access Initiative and the MBS Online websites.

The Medicare rebate calculated is the rate allocated for services received from a clinical psychologist, which is now $145.25 as of 1 July 2025, and your out-of-pocket expense that is displayed above is the amount after the Medicare rebate has been processed.

Akbay Psychology accepts clients referred by their GPs under a MHTP and eligible for Medicare rebates.

Private healthcare insurance in Australia can cover psychology sessions, but the details vary by provider. You can check your policy or contact your health fund for more information. How it usually works is that your private healthcare insurance provider pays a set percentage or benefit towards the cost of the service and you pay the rest. Waiting periods, benefits, and limits vary by fund. If you aren't eligible for Medicare rebates, you can use private healthcare insurance to access reduced-cost psychology sessions or if you want to continue with therapy after your 10 Medicare sessions, you can use private healthcare insurance.

Akbay Psychology accepts clients with private healthcare insurance, but does not bill private healthcare insurance providers directly and must be self-managed by the client, i.e. full fees are paid to Akbay Psychology at the time of appointment, and you process the claim directly with your private healthcare insurance provider using our invoice/receipt. Please refer to your private healthcare insurance provider first if this is possible, and Akbay Psychology will not be liable for delivering services to clients with private healthcare insurance who will not accept self-managed claims.

Private Health Care Insurance

FUNDING TYPES

Private

Medicare Benefits

Akbay Psychology accepts clients who wish to fund the full cost of services privately at their own expense.